There are many different reasons why people create budgets, and even more ways to go about doing so. Generally, budgets are created to reach certain financial goals, such as paying off several credit cards, reaching a certain savings goal, or getting income and expenses back on track. Related Debt Ratio Calculator | Credit Card Calculator | College Cost CalculatorĪ budget is an estimate and planning of income and expenditure, and commonly refers to a methodical plan to spend money a certain way. Including tickets, gym membership, etc. savings, CD, house or major purchase, etc. copay, uncovered doctor visit or drugs, etc. laundry, barber, beauty, alcohol, tobacco, etc. the recurring part to payback balance only electricity, gas, water, phone, cable, heating. repair, landscape, cleaning, furniture, appliance. home owner, renters, home warranty, etc. gift, alimony, child support, tax return. interest, capital gain, dividend, rental income.
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